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Don't Forget Closing Costs

Certain standard costs are related to closing the sale of a house. Sellers and buyers customarily split these closing costs, as specified in the sales contract.

As you'll see below, many of the buyer's costs cover the costs of originating the mortgage loan. At Greystone Loans, Inc., we are highly experienced in mortgage lending, so we can provide you with a comprehensive list of costs related to your mortgage in your "Loan Estimate".

Loan Estimates (LEs)

Very shortly after you submit your application, we'll give you a "Loan Estimate" of your closing costs. The closing cost estimate comes out of our past experience. Please note that while our LEs are very precise, we can't always predict your costs to the penny. We go over LEs with buyers almost every day, so we are happy to answer any questions you have about closing costs.

Below you'll find a generic list of closing costs. We will provide a specific list of your closing costs when we give you a Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Various Taxes
  • Loan-related costs
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Costs
  • Credit Report
  • Interest Payment
  • Escrow Fees
Property Taxes
  • Insurance
  • Recording Fees & Transfer Taxes
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood or Quake Insurance

Greystone Loans, Inc. can help you understand closing costs. Call us: (909) 467-1090.

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